FMA Swift Current Grant Program

The FMA Swift Current Grant Program is a FEMA disaster grant that is managed by the South Carolina Department of Natural Resources (DNR). This grant aims to streamline funding through disaster declaration and flood insurance claims-based eligibility criteria, minimized application periods, and narrowed project type eligibility to Individual Flood Mitigation Projects that are Severe Repetitive Loss, Repetitive Loss, or Substantially Damaged.

Key Dates & Times

Application Start Date: TBD (early 2025)

Application Deadline: 150 days after application start date; applications will be reviewed and awarded as received

Total Amount Available: $40 million state set aside

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Eligible Project Types: Individual Flood Mitigation Projects

• Acquisition - property is purchased by the local community, the structure is demolished, and the property cannot be developed in perpetuity
• Elevation – property is elevated above the Base Flood Elevation
• Mitigation /Reconstruction – current structure is demolished, and new compliant structure is built; this project type has a federal share limit of $220k.
• Dry Floodproofing - historic residential buildings or non-residential buildings
• Retrofitting - structural and non-structural to existing buildings and facilities

Eligible Buildings*

• Severe Repetitive Loss (SRL) properties** - NFIP or FMA definition
• Repetitive Loss (RL)** – NFIP or FMA definition
• Substantially Damaged structures – deemed substantially damaged by the community on or after 08/04/2024; can be cumulative if community has that higher standard

*All structures must be NFIP-insured by the application start date; Group Flood Insurance Policies are eligible

** For more information on determining eligibility, please reach out to Jessica Artz (contact information below)

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Application Process

• Eligible applicants include local governments and communities, state agencies, and federally recognized tribes.
• All applications are completed through FEMA GO https://go.fema.gov. Communities must register with FEMA GO to apply for FMA. Please contact SCDNR for registration instructions.